On the demand of our blog readers, we have got job opportunities from a very Popular Private Bank of India, called HDFC. So there are multiple job profiles that, you can apply for as a fresher or if you have experience, you can also apply.
Now They have mentioned some skills to have in order to get this job in your pocket, those skills are Good Communication skills and Banking and finance product/procedure knowledge etc. Lets us have a deep look at some important details of each profile…
HDFC Hiring fresher for multiple profiles 2022
About HDFC Bank
HDFC Bank Limited is an Indian banking and financial services company headquartered in Mumbai. It is India’s largest private sector bank by assets and world’s 10th largest bank by market capitalization as of April 2021.
Details and Job Description of All The Profiles
1. Junior Risk Analyst-Treasury Mid Office
Monitoring and reporting of credit / market risk and movement analysis.
Basic knowledge of risk monitoring tools like Present value of one basis point, Value at Risk, Duration and Stop loss Trigger Level Limits.
Monitoring prudential/ RBI limits and reporting the same to RBI/ Front Office/ Senior management.
Follow up with Front Office/Business for getting the necessary approvals for limit excess.
Conduct business continuity plan testing from DR site.
Valuation of Treasury Products.
To undertake MTM valuation of the Treasury Products such as; – Investments (SLR and Non SLR), Syndicated loans – Foreign Exchange – Derivatives.
Basic knowledge of market practices about valuation of various treasury products including government securities, bonds & debentures, discounted instruments, securitization products, equity and instruments with special features.
Preparation of past performance / self-declaration / notional limits of the clients Preparation of regulatory returns/ data as per the regulatory requirement such as NOPL, AGIG etc.
In case of MM & investments , Basel Capital Adequacy requirements, PDR II, Short sell and When issued, Call borrowing/ lending etc Maintenance of Static data / Market data / limits in treasury system.
Maintenance of market data required for valuation of treasury portfolio in Treasury and core systems from platforms like Bloomberg and Reuters.
Reconciliation of MTM with other counter parties.
Providing of Market Data to other departments.
Maintenance of static limits and counterparty data in the system System Implementation& Testing.
Performing UAT for Treasury system implementation.
Good verbal & written communication skills.
Basic knowledge of Treasury products and basic banking activities.
Basic knowledge of Excel / Word / PowerPoint.
Knowledge of Reuters /Bloomberg applications (preferred).
Housing Loan & Vehicle Loan Responsible for Scrutinizing, raising discrepancies or pendency (if any) to employees before going for legal check and disbursement procedures of Staff housing loans.
Responsible for Scrutinizing, raising discrepancies or pendency if any to employees before disbursement procedures of Staff Vehicle loans Insurance cover for all Staff Housing loans from employees to be conducted every month with insurance provider ie Group term insurance separately.
Job Responsibilities Actionable Error Free Processing Processing of transactions as per guidelines prescribed for the same and ensure that respective checks and controls on day 1 & day 2 are done.
Ensure validation of request TAT Compliance Ensure processing within TAT Exception items to be brought to notice of Seniors Process Compliance Compliance to Internal policies / processes Audit & Compliance : Systems and procedures are followed to comply with Internal and External audits and ensuring NIL exceptions.
Exception Processing All exceptions / rejects to be reviewed and brought to attention of Seniors Share MIS on periodic basis Branch / Business Support Queries to be addressed promptly Closure of referrals with adequate resolution and within TAT MIS to be maintained for the process handled Work towards reducing Customer Complaints Give suggestions for improvent in processes.
Manage process adherence by the channel Ensure quality of performance by the ATM channel by having Satisfactory Audit Report.
Monthly reporting of Cash Verification.
Provide remote support provided to Branches for NON ATMC locations for Recon/ATM/TMKs Manage customer delight through Site visits Ensure that all Offsite and Captive ATMs are visited once a month without fail.
To ensure all the site related issues are adequately captured in the Site Verification Report and are tracked / followed up to closure.
Proper Coordination with Admin team/CPT-Vendor for resolution of site issues within TAT Proper coordination with E-Surveillance vendor for security related issues.
Wooqer updation to be done 100% Ensure thorough Cash Verification ATMc to ensure that cash audits are done with utmost sincerity.
Any deviations found during cash audits have to be reported on an immediate basis to the supervisor.
ATMC to look for any suspicious behavior of the CIT Agency ATMC to ensure to complete the Cash Van Verification as per stipulated number of Vans.
Details of cash audits are to be updated in the Wooqer without any miss outs.
ATMc to ensure proper documentation is held by CIT Agency at all times and more particularly during election period.
New ATM / BNA deployment / Shifting / Closure Ensure necessary co-ordination with respective stakeholders for New ATM deployment/ Shifting / Closure.
Remote support to branches on clarification on BNA Ensure that BNA is not down for more than 1 day for any reason Do Surprise Cash audits in Brach ATMs During the course of Cash audits being done at Offsite and Captive ATMs, the ATMcs also have to do Sample Cash audits at branch ATMs.
Shortcomings on Cash related things have to be reported to Supervisor immediately.
Sales and Influencing Skills
Banking Product & Process Knowledge
Knowledge of Competition & Current trends in financial Industry.